Debt is created by living life. However there is a difference between good and bad debt and knowing a distinguished difference will enable you to build a debt elimination strategy and a customised plan of action. From owning your home, to cars and dining out, these all cost money which you earn through your income or borrowed from a financial institution.

After many requests, we have delivered! Watch our on-demand webinar - How to Find and Perform Manufactured Growth Opportunities, where you'll learn how you can grow your investment portfolio through renovation and manufactured growth property. During this recorded webinar we will be showing the major features and benefits of our property investment tools that can help you source discount property that will allow you to produce equity through renovation and manufactured growth.

A property manager will be a major asset to your property investing team, however choosing the right one is a crucial decision and requires extended research. When researching, source some past testimonials and references from their existing customers. A investor should speak to at least four different property managers for a balance comparison. Here are our top factors to consider before making a decision:

Choosing the right home loan for your situation is crucial to the success for your investment property. With so many different types of loans available it can be difficult to know which option is best for you. This infographic lists some differences between variable and fixed home loans to help you understand the pros and cons of each, and to make an informed decision. Hope it helps!

In this recorded training webinar, we cover how to use Real Estate Investar to find, analyse and research properties that may be suitable for a renovation project. It is designed for new or existing property investors, and is a great introduction on how Real Estate Investar can help you apply this strategy successfully.

Which is better for Property Investors? The decision between fixed and variable rate loans is a very important one for property investors. It can be overwhelming for property investors with the amount of different types if loans and lenders available and knowing where to start. The decision is an important one from the start as it has the potential to save investors thousands in repayments, help you reduce risk and can help you ultimately build a successful property investment portfolio.

Using the renovation strategy can lead to profit if done correctly. This strategy is increasingly becoming more popular amongst property investors adding value to their property portfolio and creating capital growth regardless of the market conditions. Here are our top six tips to help you enjoy more success with your next reno project.

The Reserve Bank is deferring the start of the proposed changes to investor loan-to-value restrictions (LVRs) nationwide from 1 September to 1 October 2016, based on feedback from the banking industry from its recent consultation on the proposals. Deputy Governor, Grant Spencer, said: “Banks have indicated through their submissions that more time is required to enable them to meet the new restrictions that apply to investor loans nationwide, given the pipeline of loan pre-approvals made prior to our announcement in July.