If you haven’t checked your home loan lately, now could be the time to evaluate your current package while interest rates are at a record low. Carrying out a full financial review on the loans on your principal place of residence and investment properties can improve your cash flow substantially. Sounds appealing.
Getting the most appropriate finance option to suit your property investing strategy and goals, is a crucial piece of the investing jigsaw. Finance for homes and investment properties is a hugely competitive industry, with many lenders and types of loans available to you.
Whether you are just starting out in property investment, or are a seasoned expert, the language and terminology used can be confusing. Here we break down some of the most regularly used terms to help you on your search.
We've researched which suburbs in each state have experienced the highest percentage in turnaround in median price from positive to negative over a two year period. So now you can better understand where you could buy or sell for profit. You can also download the full report 'Turnaround Median Price Suburbs', which contains 8 other unique suburb reports too, by clicking here.
One of the largest outlays you will have when you buy your next investment property is the deposit. This blog gives you some quick ideas to help you save more efficiently if you are using a cash deposit.
Housing prices gained momentum in April after stalling in March, preliminary figures from CoreLogic RP Data show.
For most residential real estate investments you can borrow to buy an investment property with a typical deposit (or surplus equity in another property) of 20% of the purchase price. While you can borrow more than 80% with some lenders, you need to factor in higher interest rates, lenders mortgage insurance and higher risks of larger mortgage payments.
Thousands of Australian investors have taken control of their super funds and are using them to invest in property. Self-managed super funds (SMSFs) have become the single biggest asset class in Australia. 2013 statistics show that the number of self-managed super funds registered each week in Australia is now over 1000. This essential guide includes SMSF pros and cons, frequently asked questions and how to learn more if you are interested in setting one up yourself and this pursuing this strategy.
The first thing prospective investors need to know is what sort of property to buy and the right price to pay for it. If you want to make money as a property investor, you have to learn to do your research properly and thoroughly.
With so many different types of property investment loans and lenders available it is difficult to know where to begin and how much to borrow. This infographic lists some pros and cons that you can consider when it comes to deciding between a variable and a fixed rate loan to help weigh up which is the better option for you.
Granny flats have become more popular with investors in recent years as a way of increasing their capital gain and rental income. These dwellings are self-contained on the same block of land and are secondary to the main property. A granny flat has its own entrance, kitchen, bathroom, bedroom, laundry and so on. Building a secondary allows you to receive dual rental return off your property for a smaller investment and can be very beneficial if done correctly.
Finding the next property investment hotspot is important as it can help you invest in high growth areas and potentially grow your equity quickly.
Many people begin their property investing journey at a young age, gaining early long-term benefits. However, being a young property investor also means you may face several obstacles and challenges along the way. Here are eight essential tips all young investors should consider before starting their property investing journey, in order to get the best possible results.
Property investment can be complex, so here are ten quick tips to help you be a more successful property investor. This list is not exhaustive, so please add any of your own in the comments below, we would love to hear your views. Thanks for reading and good luck with your property investment.
Property investment comes in many different forms; commercial property investing covers shops, factories, offices and warehouses, while residential property investing includes holiday lets, short stay, long-term rentals and student accommodation. Both are feasible options depending on your financial situation and level of experience. This infographic lists some general pros and cons that you can consider when it comes to commercial and residential property investing to help weigh up which is the better option for you.
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