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[Infographic] Pros and Cons of Variable and Fixed Home Loans


With so many different types of property investment loans and lenders available it is difficult to know where to begin and how much to borrow.

This infographic lists some pros and cons that you can consider when it comes to deciding between a variable and a fixed rate loan to help weigh up which is the better option for you.



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Residential property values strengthen in anticipation of a robust spring selling season

Cotality’s national Home Value Index (HVI) increased by 0.7% in August, marking the most significant monthly lift since May of the previous year. This momentum also drove annual growth higher for the second consecutive month, reaching 4.1%.

Residential property values surge in anticipation of an active spring selling period

Cotality’s national Home Value Index climbed 0.7% in August—the largest monthly increase since May last year—lifting the annual growth rate to 4.1% for a second consecutive monthly gain.

Cash rate target lowered to 3.60 per cent

At its meeting today, the Board decided to lower the cash rate target by 25 basis points to 3.60 per cent.